Shopping UHC Health Insurance

75 Comments

Shopping United

UHC Health Insurance

75 Comments

unitedhealthcare-health-insurance-company-logo

UnitedHealthcare realized $201.1b revenue in 2017, with 115m active health insurance members enrolled.


Table of Contents

Carrier Info

UnitedHealthcare is an American for-profit managed health care company based in Minnetonka, Minnesota that was founded in 1977 to offer health care products and insurance services. It is now the largest healthcare company in the world, with $201 billion in revenue realized in 2017.

The company is led by CEO Stephen J. Hemsley, and UnitedHealthcare serves nearly 124 million individuals with health insurance which is more than any other major carrier. UnitedHealth Group is a member of the Dow Jones Industrial Average and is traded on the NYSE under the symbol UNH. It is also ranked 5th in the United Stats on the Fortune 500.

UHC Services

UnitedHealthcare (UHC) is a diversified health and well-being company serving medical health benefits through four divisions:

  • UnitedHealthcare Employer & Individual – provides a comprehensive array of consumer-oriented health benefit plans and services for large national employers
  • UnitedHealthcare Community & State – provides innovative managed care solutions to state Medicaid programs
  • UnitedHealthcare Medicare & Retirement – addresses the health and well-being of individuals age 50 and older
  • UnitedHealthcare Global – serves more than 4 million people with medical benefits, principally in Brazil, but also residing in more than 125 other countries

Optum

Optum is a solutions-based brand of UnitedHealthcare that blends curated data, leading analytics, and applied expertise to set the stage for smarter UnitedHealth systems. It is separated into these 5 divisions:

  • OptumInsight – Health Data Analytics, Payment Integrity, Life Science, Risk Quality & Network Solutions, Medical Billing
  • OptumRx – Pharmacy Benefit Manager (now includes all Unitedhealthcare membership) and Catamaran acquisition
  • OptumHealth – Healthcare delivery services and support including Consumer Solution Group and OptumCare (Behavioral Health and Substance Abuse, Dental, Vision, Transplant Management, and other ancillary services)
  • Optum Technology
  • Optum Operations

UnitedHealth Group invests more than $3.3 billion annually in technology and innovation which directly enhances UnitedHealthcare’s efficiencies and influence, both nationally and internationally.


UHC Member Statistics

  • UnitedHealthcare and its subsidiaries together served approximately 115 million individuals in 2016 and has grown to reach over 124 million individuals in the United States currently
  • Optum estimates that it now offers healthcare services to 4 out of every 5 U.S. hospitals and to 3 out of every 4 U.S. health plans.

Coverage by State

UnitedHealthcare and Optum provide medical benefits to people residing in all 50 United States (and more than 130 other countries)

Optum’s U.S. offices and facilities are located in:

  • Basking Ridge, NJ
  • Colorado Springs, CO
  • Denver, CO
  • Duluth, GA
  • Eden Prairie, MN
  • Minneapolis, MN
  • Lenexa, KS
  • Overland Park, KS
  • Louisville, KY
  • Milwaukee, WI
  • Providence, RI
  • Reston, VA
  • Rocky Hill, CT
  • Salt Lake City, UT
  • San Francisco, CA

Government agencies in 37 states and Washington D.C.


Plans and Prices

As the largest health insurance company in the United States, UnitedHealth Group offers many plan options through UnitedHealthcare. It’s important to understand that many smaller companies work in partnership with UnitedHealthcare and that its plan names and offerings vary accordingly.

In any case, prices can be low or high, depending on qualifying health conditions and lifestyle choices. You will better understand your current position to enroll in a United coverage policy by answering the questions in the health questionnaire provided.


Estimated Premium Rates

  • 35 Years of Age: $300 – $350 monthly
    National Average is $300/mo
  • 45 Years of Age: $330 – $450 monthly
    National Average is $350/mo
  • 55 Years of Age: $470 – $730 monthly
    National Average is $550/mo

UnitedHealthcare Benefits

Each UHC plan falls into one of four different categories and is based on each individual’s service usage level:

Bronze Plan –  Lowest monthly payments and all annual check-ups plus preventive care are fully covered.  Tends to have higher deductibles but is the best plan available if you are expecting to go to the doctor only 1 time per year for an annual check up.

Silver Plan – Same preventative coverage as a Bronze Plan but with slightly higher monthly payments and moderately lower deductible.  Best plan available if you are expecting to go to the doctor 1-2 times per year in addition to an annual checkup.

Gold Plan – Monthly payments are higher than the Bronze and Silver plans, however, you can expect a much lower deductible with a Gold Plan, meaning your out-of-pocket costs will be lower for frequent hospital visits and/or medical testing.  Best plan available if you are expecting to go to the doctor 3-6 times per year in addition to an annual checkup.

Platinum Plan – Highest monthly payments but your deductible will be significantly lower than other access levels.  As such, both emergency room visits and regular doctor visits are typically covered 100%. Best plan available if you are expecting to go to the doctor 7+  times per year in addition to an annual checkup.

Employer-based and Non-Group or Individual policies are also available.  These types of plans offer customized benefits level access to United plans. See if you qualify for 2018 discounts that can save you 55%-75% on your health insurance premiums.


Company Reviews

UNITEDHEALTHCARE HEALTH INSURANCE


Top Ten Reviews: 8.2 / 10

ADVANTAGES / UnitedHealthcare’s resources through Optum make its online tools extremely comprehensive and easy to use.  Coverage is available in every state with diverse & custom benefits offerings for every type of insurance coverage.

DISADVANTAGES / Consumer ratings reveal that UnitedHealthcare is one of the most expensive health insurance companies across the board, regardless of coverage type.

CONSUMER TAKEAWAYS / UnitedHealthcare is a massive organization that is able to offer full coverage to any prospective shopper.  It provides a feature-rich online support system for members, making it a good choice for people who want to manage their health care electronically, and their customer service for members is backed by an extensive network of specialized employees.  However, our findings indicate that UnitedHealthcare is the most expensive medical insurance provider in the off-marketplace private sector.

UnitedHealthcare prides itself in being the largest nationwide health insurance provider in the country and aims to cover major medical insurance needs while assisting its members in maintaining overall wellness. Its plans are generally more expensive than those of other health insurance carriers, but UnitedHealthcare hopes that a strong platform of online tools creates additional value so that members can manage profiles & accounts, get refills of prescriptions, track deductibles and expenses, find doctors in a particular area, reach the UnitedHealthcare nurse hotline (reduces number of office visits for more out-of-pocket savings), access its Health4Me app for smartphones and tablets, create better lifestyle choices through its wellness programs & informational website, etc.

Complete 2-min quick quote. Shop and compare the best healthcare plans. Save 55% - 75% on your premiums.

Leave a Comment

75 Comments
    • social signals
    • 11/11/2017

    fxypdejhn sjjim cvenqgd tacy wmhpkyunqrrzair

    • DMPK
    • 11/29/2017

    455825 274430I really got into this post. I found it to be fascinating and loaded with unique points of interest. I like to read material that makes me think. Thank you for writing this fantastic content. 123894

    • Best Engineer Aws Alkhazraji coehuman
    • 12/02/2017

    384553 930933Housing a different movement in a genuine case or re-dialed model. 666671

    • tes cpns guru 2018
    • 12/24/2017

    773337 557643The write-up posted was really informative and useful. You men and women are performing a terrific job. Keep going. 851282

    • gvk bio new news
    • 01/03/2018

    594621 660888Some truly good and utilitarian information on this internet website , besides I believe the layout holds great features. 323108

    • do.a togel
    • 01/15/2018

    As soon as I detected this site I went on reddit to share some of the love with
    them.

    • ??111
    • 03/17/2018

    83891 70120Really interesting information!Perfect just what I was looking for! 707847

    • niño deporte
    • 03/23/2018

    845435 915716Some genuinely superb weblog posts on this site , regards for contribution. 11475

    • mezo
    • 03/27/2018

    ?verything ?s very ooen with a clear description ?f th? issues.

    It ?as ?eally informative. Y?ur website is ?ery helpful.
    ?hank you for sharing!

    • fred o williams
    • 03/27/2018
    • buy lumigan online usa
    • 03/29/2018

    Aw, this was an exceptionally nice post. Taking a few minutes and actual effort to make a really good article…
    but what can I say… I put things off a lot
    and don’t manage to get anything done.

    • lumigan eyelash growth application
    • 03/29/2018

    I’m now noot sure where you are getting your information, but great topic.
    I must spend a while finding out much more or figuring out more.
    Thanks for fantastic information I usaed tto be looking
    for this info for my mission.

    • online pharmacy promo
    • 03/30/2018

    W??t’s up, yes th?s piece ?f writing is rea?ly good ?nd I ?ave learned lot of t?ings f?om it
    re?arding blogging. thanks.

    • john son
    • 03/31/2018

    It’s an amazing article in favor of all the web visitors;
    they will obtain advantage from it I am sure.

    • viagra super active italia
    • 04/12/2018

    Hi there! I kno? this is somewhat off topic but I was wondering ?hich blog platform ?re ?ou
    u?ing f?r thi? site? I’m g?tting tired of WordPress ?ecause ?’ve had issues with hackers and I’m look?ng at options fo? anot??r platform.

    ? ?ould be fantastic ?f y?u could point me in the direction of a goo? platform.

    • roman health reviews
    • 04/12/2018

    Piece of writing writing ?s alszo a excitement, if you know th?n you can wr?te
    otherwise it is complex to write.

    • rite
    • 04/14/2018

    He?l?, aft?r reading t?is awesome piece ?f writing i
    ?m too delighted to share m? know-?ow here with mates.

    • Abeer Mahmoud
    • 04/15/2018

    Hmm it looks ?ike y?ur site ate myy first c?mment (it
    ??s extremely ?ong) so I guess ?’ll just sum it ?p
    ?hat I wrote and sa?, I’m thorou?hly enjoying ?ou? blog.
    I t?o am an aspiring blog writer ?ut ?’m still new to t?e ?hole th?ng.

    ?o y?u h?ve any p?ints f?r beginner blog writers?
    ?’d ce?tainly appreciate it.

    • Too many cooks
    • 04/17/2018

    These two better settle their score now before everything ends up burnt!

    • up to top
    • 04/18/2018

    Can I just say what a relief to search out someone who really is aware of what theyre talking about on the internet. You undoubtedly know the right way to carry an issue to light and make it important. Extra individuals have to learn this and understand this side of the story. I cant consider youre not more common since you undoubtedly have the gift.

    • Meilleur exercice fessier
    • 04/19/2018

    109917 420660Incredibly best man toasts, nicely toasts. is directed building your own by way of the wedding celebration as a result are supposed to try to be witty, amusing and consequently unusual as well as. best mans speech 441552

    • depforce ingredients
    • 04/20/2018

    Wayy cool! Soome extremely vlid points! I appreciate
    you pennin thyis post and also tthe ret of tthe site is akso really good.

    • Couple has the best seat in the house
    • 04/21/2018

    These two sure know how to enjoy a movie!

    • Couple in movie theater
    • 04/21/2018

    This has to be the happiest couple on planet Earth!

    • Relaxing while reading the newspaper
    • 04/22/2018

    Nothing makes him more happy than reading a newspaper underneath a tree.

    • Old guy reads the newspaper on a beautiful sunny day
    • 04/22/2018

    Nothing relaxes him like reading does.

    • Kitty Futurology
    • 04/22/2018

    This is the future of kitty cats.

    • Even doctors like chocolate
    • 04/22/2018

    Nothing is more relaxing than eating chocalate!

    • The future of kitty cats
    • 04/22/2018

    This is what the future holds for kitty cats.

    • He likes to be their first customer in the morning
    • 04/22/2018

    Expect to see him when the restaurant opens every day.

    • Doctor enjoying chocolate
    • 04/23/2018

    Doctor bite right into a chococlate bar.

    • Very cute kitty
    • 04/23/2018

    Isn’t that a cute kitty?!

    • guy waiting at door
    • 04/23/2018

    He’s just waiting patiently for the place to open up.

    • forhims coupon
    • 04/23/2018

    Fiirst off I waznt to say fantastic blog! I haad a
    quick quetion wich I’d likme tto aask iif
    yyou don’t mind. I wwas interested tto ffind out how yoou cehter youreself and clear your thoughts befor writing.
    I’ve had a tough time clearing my thouyghts in gtting mmy ideas out there.

    I trulyy do taqke pleasure in writing bbut itt
    just seems like the first 10 too 15 minutes tend too bbe wasted simply ust trying too
    figude out how to begin. Anyy ideas orr tips? Kudos!

  1. Pingback: Aetna Health Insurance Plans – Best Healthcare Plans

  2. Pingback: Humana Health Insurance – Best Healthcare Plans

  3. Pingback: Cigna Health Insurance — Shop Insurance Plans

    • Sherry Brown
    • 09/23/2018

    I need insurance for myself I was born on 11/09/60

    • Guest User
    • 10/16/2018

    Nice post. I learn something totally new and
    challenging on sites I stumbleupon every day. It will always be helpful to read through content from other
    authors and use something from other websites.

    • Guest User
    • 10/17/2018

    Great blog! Is your theme custom made or did you
    download it from somewhere? A design like yours with a few
    simple tweeks would really make my blog shine. Please let me know where you got your design. Thanks a lot

    • Health Benefits of Coconut Oil
    • 10/19/2018

    We’re a bunch of volunteers and opening a new scheme in our
    community. Your site provided us with helpful
    info to work on. You have performed a formidable job and our whole group might be grateful
    to you.

    • Health Benefits of Coconut Oil
    • 10/19/2018

    Wonderful goods from you, man. I’ve understand your stuff
    previous to and you are just too fantastic. I really like what you have acquired here,
    really like what you are stating and the way in which you say it.
    You make it enjoyable and you still take care of to keep
    it smart. I cant wait to read much more from you.
    This is really a great website.

    • Health Benefits of Coconut Oil
    • 10/19/2018

    You really make it appear really easy with your presentation but I to find this matter to be
    really something that I feel I would by no means understand.

    It seems too complex and extremely broad for me. I’m taking a
    look forward in your next submit, I will attempt to get the hang of it!

    • Health Benefits of Coconut Oil
    • 10/21/2018

    Your method of explaining all in this article is in fact pleasant, every one be
    capable of without difficulty be aware of it, Thanks a lot.

    • Health Benefits of Coconut Oil
    • 10/21/2018

    I think the admin of this web site is really working hard in favor of his site, because here every stuff is quality based material.

    • Benefits of Coconut Oil
    • 10/22/2018

    Good post. I certainly appreciate this site. Stick with it!

    • Health Benefits of Coconut Oil
    • 10/23/2018

    great issues altogether, you just received
    a new reader. What might you recommend in regards to your post that
    you made some days in the past? Any certain?

    • Benefits of Coconut Oil
    • 10/24/2018

    Thanks for your marvelous posting! I definitely enjoyed reading it, you can be a great author.
    I will make certain to bookmark your blog and will often come back later in life.

    I want to encourage you to ultimately continue your great posts, have a nice day!

    • Benefits of Coconut Oil
    • 10/25/2018

    Appreciating the persistence you put into your website and detailed information you offer.
    It’s awesome to come across a blog every once in a while that isn’t the same out of
    date rehashed information. Great read! I’ve saved your site and I’m including your RSS feeds to my Google account.

    • Coconut Oil
    • 10/25/2018

    I know this site presents quality depending articles and additional data, is there any other web site which presents these kinds of information in quality?

    • Benefits of Coconut Oil
    • 10/27/2018

    Thank you a bunch for sharing this with all people you actually recognise what you’re talking about!

    Bookmarked. Please also discuss with my web site =).
    We will have a hyperlink exchange agreement among us

    • Health Benefits of Coconut Oil
    • 10/28/2018

    Hello there! I know this is kinda off topic but I was wondering if you knew
    where I could find a captcha plugin for my comment form? I’m using the
    same blog platform as yours and I’m having difficulty finding one?
    Thanks a lot!

    • Benefits of Coconut Oil
    • 10/28/2018

    Wow that was strange. I just wrote an extremely long comment but after I clicked submit my
    comment didn’t show up. Grrrr… well I’m not writing all that over again. Regardless, just wanted to say fantastic
    blog!

    • Benefits of Coconut Oil
    • 10/30/2018

    You actually make it seem so easy together with your
    presentation but I find this topic to be really one thing that I
    think I might by no means understand. It seems too complicated and extremely huge for me.
    I am looking forward in your subsequent put up,
    I will attempt to get the grasp of it!

    • quest bars cheap
    • 11/03/2018

    Appreciation to my father who told me about this
    webpage, this web site is genuinely amazing.

    • Larry Holcomb
    • 11/03/2018

    I HAVE MEDICARE A&B I WOULD LIKE TO GET D ,PLUS WHAT EVER A&B DOES NOT COVER.

    • quest bars cheap
    • 11/04/2018

    I love your blog.. very nice colors & theme. Did you make this website yourself or
    did you hire someone to do it for you? Plz reply as I’m looking to construct my own blog and would like
    to find out where u got this from. thanks

    • Quest Bars Cheap
    • 11/07/2018

    It’s not my first time to pay a visit this web
    site, i am visiting this web site dailly and get nice facts from here daily.

    • Janice Ramos
    • 11/07/2018

    Need health insurance

    • Quest Bars
    • 11/09/2018

    This web site certainly has all the information and facts I needed concerning this subject and didn’t know who to ask.

    • Guest User
    • 11/09/2018

    I know this web page gives quality based content and additional information, is there any other web page which offers these
    kinds of things in quality?

    • Jarvis Rankins
    • 11/10/2018

    I’m 21 years old don’t have insurance and need to go see a doctor. Not current working right now but my mother will be helping me foot the bill. Please help!

    • Guest User
    • 11/11/2018

    I’m amazed, I have to admit. Rarely do I encounter a blog
    that’s both equally educative and entertaining, and let me tell you, you have hit the nail on the head.
    The problem is something too few people are speaking intelligently
    about. Now i’m very happy that I came across this in my
    search for something concerning this.

    • Guest User
    • 11/11/2018

    This is really fascinating, You are a very professional blogger.
    I’ve joined your rss feed and look ahead to seeking extra of
    your fantastic post. Additionally, I have shared your site in my social networks

    • Guest User
    • 11/12/2018

    Woah! I’m really enjoying the template/theme of this blog.
    It’s simple, yet effective. A lot of times it’s tough to get that “perfect balance” between user friendliness and visual appearance.

    I must say you have done a excellent job with
    this. Additionally, the blog loads very quick for me on Firefox.

    Superb Blog!

    • Guest User
    • 11/12/2018

    Hi, of course this paragraph is genuinely nice and I have learned lot of things from it regarding blogging.

    thanks.

    • Guest User
    • 11/13/2018

    Hi, its fastidious piece of writing about media print, we all
    be aware of media is a fantastic source of data.

    • Guest User
    • 11/14/2018

    Link exchange is nothing else however it is simply placing the other person’s web
    site link on your page at appropriate place and other person will also do similar in support of you.

    • Guest User
    • 11/17/2018

    Its like you read my mind! You appear to know so much about this, like
    you wrote the book in it or something. I think that you can do with a few pics to
    drive the message home a bit, but instead of that, this is excellent blog.
    A fantastic read. I will certainly be back.

    • Guest User
    • 11/18/2018

    Way cool! Some extremely valid points! I appreciate you writing this write-up
    and the rest of the website is also really good.

    • tinyurl.com
    • 11/19/2018

    If you want to get much from this post then you have to apply such techniques to your won webpage.

    • descargar facebook
    • 11/22/2018

    Do you mind if I quote a couple of your articles
    as long as I provide credit and sources back to your site? My website is in the very same area of interest as yours and my visitors would truly benefit from some of the information you provide here.

    Please let me know if this ok with you. Thanks a lot!

    • Wendell Layne
    • 12/04/2018

    I took out insurance they told me everything was covered they ran up a 8000.00bill then said I was not covered

    • Tina Marshall
    • 12/08/2018

    How much does the gold plan cost?

    • Janeth
    • 12/18/2018

    Hi, I am trying to find my 21, full time student a health care plan. Any quotes will be appreciated.
    Thank you.

Health Resource Center